Secure Investment Real Estate with DSCR Financing!

  • No Personal Income Needed to Qualify!

  • Purchase and Cash-Out Available

  • Unlimited Properties, OK

  • Fund into LLC, OK

  • No Pre-Pay Options

  • 1-150 Units, OK

  • Fix & Flip, OK

  • AirBnB's, OK

  • 620+ Credit Score

  • Close FAST!

Speak to a DSCR Specialist today!

About Long Term Investment Mortgages

Build Your Rental Portfolio

Purchase or Cash-Out Options

Unlimited Properties, OK

Max Loan Amount $3,500,000

1 - 150 Unit properties and condominiums permitted

As low as 15% down

Down to 620 FICO

Non-Warrantable Condos and Condotels, OK

No limit on financed properties

Short-term financing options also available

No Pre-Pay Options

No Personal Income Needed to Qualify

Irrevocable Trust and LLC, OK

Use Just Rental Income to Qualify

Close FASTER, in as little as 14 days

Where We Lend


Home Access Financial currently lends on investment properties in Alabama, Arkansas, Colorado, Connecticut, Delaware, District of Columbia, Florida, Georgia, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Mississippi, Missouri, Montana, Nebraska, New Hampshire, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.

The loan(s) discussed on this webpage are for Debt Service Coverage Ratio (aka DSCR) loans only. DSCR loans are only for non-owner-occupied properties, that generate income, also considered as a Business Purpose loan. Therefore, this is not a consumer direct home loan. Home Access Financial, LLC can offer DSCR loans in the following States: AL, AK, CO, CT, DE, DC, FL, GA, HI, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MS, MO, MT, NE, NH, NJ, NM, NY, NC, OH, OK, OR, PA, RI, SC, TN, TX, UT, VA, WA, WI, WY, and is subject to change.


Excellent lender, very professional and collaborative with the entire process. As a new investor I only had an idea of what I needed and the entire team was very helpful in getting me exactly what I was looking for. Thank you very much Home Access financial


Daniel C.

Why Choose Us for Long-Term Your Investment Mortgages?

Invest With Ease

At Home Access Financial we understand that every real estate investment is a unique journey. Our team brings together a wealth of knowledge and experience in the real estate financing sector. We are not just lenders; we are experts who understand the intricacies of long-term investment mortgages and can help you find the right investment property mortgage tailored to perfectly suit your needs.

Access Competitive Interest Rates

Enjoy Flexible Terms and Repayment Options

Scale Your Property Portfolio Faster

Maximize Your Rental Income Potential

Call Home Access Financials' Investment Specialists Today!

Our Mortgages

Financing for All Types

Home Access Financial provides a variety of mortgage products to fit your specific needs. Let's chat about what you're looking for.

Fix and Flip Loans

Multi-Family Property Loans

Condo Hotel Loans

Our Process

Learn About the Home Buying Process

Weather you're just starting to save or already have a house in mind, we can help you get the keys to your new home!

You've Found the Perfect Investment

Now let Home Access Financial find you the perfect financing.

Our team brings together a wealth of knowledge and experience in the real estate financing sector. We are not just lenders; we are experts who understand the intricacies of investor mortgages.

Streamlined Mortgage Process

From application to closing, our process is designed to be transparent, fast, and hassle-free, ensuring you can focus on what matters most - your real estate investment.

Let us be your partner in navigating the complex world of investor mortgages, and together, we can achieve your real estate investment aspirations.

Popular Programs

Popular Investor Mortgage Programs

  • Fix and Flip

  • Multi-Family

  • Condo and Condotels

  • Long-Term Mortgages

Our Portfolio includes traditional fixed-rate and adjustable-rate mortgages, jumbo loans for larger projects, and specialized products designed for the diverse needs of real estate investors.

Testimonials

Popular Searches

Fix and Flip Loans

Multi-Family Property Loans

Condo Hotel Loans

Long-Term DSCR Loans

Licensing & Disclosures

100 S. Ashley Drive, Suite 1150, Tampa, FL 33602

813-680-5203

info@haf.email

Contact us today for a free rate and home loan consultation

© Home Access Financial. All Rights Reserved | Program, Rate & APR Examples Home Access Financial provides home financing assistance throughout the State of Florida, Georgia, Tennessee, South Carolina & North Carolina. We offer a wide variety of home loan programs to meet the purchase and refinancing needs of most residential home buyers and homeowners. | GA 1516011 | NC L-205485 | FL MLD2112 | SC MLS-1516011 | TN 1516011 | Copyright 2023 All rights reserved | All loans are subject to borrower qualifying. This is not a commitment to lend. Other restrictions may apply. Guidelines subject to change without prior notice. | Contact us today for a free rate quote and home loan consultation.